Using a credit card is one of the easiest ways to shop online and get the product you need. With the use of a credit card, you not only get the product you want but, you can also earn some extra rewards that you can redeem for other products later on. One of the most popular rewards for using credit cards is the reward points and HDFC Bank, one of the most popular banks when it comes to credit cards in India offers multiple credit cards along with reward point options.
In this guide, we will take a look at how to redeem HDFC credit card points using online as well as offline methods. Also, we will take a look at how one can earn HDFC credit card reward points. The reward points are different for different cards, even if all cards are from HDFC bank. To redeem a gift voucher for a product, you will need to accumulate 500 points.
Before proceeding, make sure you have a valid internet banking user ID and password of HDFC bank. Here is how you can redeem HDFC credit card points using online banking.
Along with the letter, you will also have to attach your previous month’s credit card statement to see the number of points available to redeem. You can visit this link and check out the full catalog along with your name and code.
Once you have accumulated at least 500 points, you can start redeeming the points for multiple things like apparel, dining, lifestyle, health care, entertainment, etc.
You can earn reward points on all the transactions with the HDFC Credit card, be it online or offline. Each time you make a payment using your HDFC Credit Card, rewards points will be added to your account. Once the points are accumulated, you will have to use those points within two years. As said earlier, once you have accumulated 500 points, you can start redeeming them for any product you want from the catalog. HDFC Bank offers multiple credit card options and here is how you can get the most out of all types of credit cards and how you can earn HDFC credit card points.
Welcome benefit of 12,500 reward points upon fee realisation and card activation
Earn up to 10 times Reward Points on your travel and shopping spends on Smartbuy
Up to 10X Reward Points via SmartBuy and 2X on weekend dining
Bonus 10,000 Reward Points on Rs. 5 lakhs spends
Additional 5,000 Reward Points on Rs. 8 lakhs spends in an anniversary year
Upto 10X RP on spends via SmartBuy
2X Reward Points on weekend dining
Earn 2X Reward Points i.e. 4 Reward Points on every Rs. 150 spent online
Earn 5,000 Reward Points on annual spending of Rs. 3,00,000 or more in each anniversary year
Earn additional 2,500 Reward Points on annual spending of Rs. 6,00,000 or more in each anniversary year
Weekday Dining Bonanza Reward Points
Earn 10 Reward Points* on every Rs 150 spent on Dining spends on weekdays
Weekday Dining Bonanza Reward Points
Earn 5 Reward Points* on every Rs 150 spent on dining spends on weekdays
Earn Reward Points for every Rs 150 spent:
4 Reward Points on all spending
Earn 15,000 Bonus Reward Points on annual spending of Rs. 8,00,000
Earn 10,000 Bonus Reward Points on annual spending of Rs. 5,00,000
4 Reward Points on online spends
2 Reward Points on all other expenses (Except fuel)
Get 5X Reward Points on Fuel (Maximum 1000 points in a month)
Earn 2,500 Bonus Reward Points on annual spending of Rs. 1,80,000
6 Reward Points on Best Price Spends
4 Reward Points on IRCTC, utility, dining spends
2 Reward Points on other retail spends
Earn 800 Reward Points on 4 or more purchases at Best Price within first 90 days of card set up (minimum cart value Rs 150)
Earn 3300 Reward Points on shopping of Rs. 1,50,000 in a calendar quarter
4 Reward Points on online spends
2 Reward Points on all other expenses (Except fuel)
Get 5X Reward Points on Fuel (Maximum 1000 points in a month)
Earn 2,500 Bonus Reward Points on annual spending of Rs. 1,80,000
Get 2x reward points for hotel bookings, mobile recharge and shopping
Earn 25X reward points on your birthday spend
10X reward points on PayZapp & SmartBuy spends
Earn 5X reward points for spends on dining/ movies/ groceries/ railways/ taxis
Earn 7,500 Reward Points on annual spending of Rs. 6,00,000 or more in each anniversary year
2. Earn 5,000 Reward Points on annual spending of Rs. 3,00,000 or more in each anniversary year
Welcome benefit: 2,500 reward points
Renewal benefit: 2,500 reward points
Welcome benefit: 1000 points
Renewal benefit: 1000 points
Earn Bonus 10,000 Reward Points when you spend Rs. 5 lakhs in the anniversary year.
Earn additional 5,000 Reward Points when you spend Rs. 8 lakhs in the anniversary year
Welcome Benefit: 1000 Reward Points
Renewal Benefit: 1000 reward points
Welcome benefit: 1000 reward points
Renewal benefit: 1000 reward points
Weekdays – Two reward points for every Rs 150
Get a special gift of 500 reward points on Teacher’s Day (5 Sept) every year
